Renters Insurance

If you live in a rented apartment, condominium or home, you need to protect yourself, your space and your stuff. Some managed communities even require that you have a certain amount of renters coverage as part of your lease agreement. Typically, your landlord’s policy won’t help if your belongings are stolen or damaged. For that you need renters insurance. Let us customize a policy that protects you from these risks and suits your lifestyle and budget. 

 

When you choose a renters insurance policy, you will need to choose coverage amounts for three basic types of coverage:

  • Personal property: Typically a minimum of $2,500 worth of coverage
  • Liability: Amounts you choose, such as $100,000 of coverage for liability claims and legal defense
  • Additional riders: Coverage you may need for your collectibles, personal items of value such as jewelry, and outdoor toys such as snowmobiles, ATVs or personal watercrafts (PWCs)